FHA Foundation Inspections in Utah
FHA Foundation Inspections in Utah
Engineer-stamped HUD 7584 foundation certifications for manufactured homes across Utah. Required for FHA, VA, USDA, and most conventional financing. Reports from $475 — typically delivered in 5 business days.
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Updated May 2026 · By the Ludlow Engineering team
An FHA foundation inspection — also called a HUD 7584 certification, permanent foundation inspection, or manufactured home engineer report — is the engineer-stamped document a lender requires before closing on most manufactured home loans in Utah. Ludlow Engineering has been certifying foundations across Utah since 1975, and every report is signed and stamped by a Utah-licensed Professional Engineer. Reports typically run $475 to $850 and deliver in 3–7 business days. For deeper FHA process detail, see our FHA Foundation Inspections service page. To get started, call (435) 623-0897 or request a quote online.
If you’re buying, refinancing, or selling a manufactured home in Utah, your lender almost certainly needs an engineer-stamped report certifying that the foundation meets HUD’s Permanent Foundations Guide for Manufactured Housing (PFGMH). We perform the on-site inspection, prepare the HUD 7584 certification, and deliver a stamped report your lender, title company, and insurer will accept. Utah pricing typically runs $475 to $850 depending on home size, foundation type, and location.
When You Need an FHA Foundation Inspection
Most clients call us in one of these six situations. If yours doesn’t fit cleanly, call us — 5 minutes on the phone usually tells us whether a foundation inspection is what you need, or whether your lender is asking for something different (like an ALTA survey or as-built drawing).
Buying a Manufactured Home
Required for FHA, VA, and USDA loans on virtually every manufactured home in Utah. Most conventional lenders require it too. Without the engineer’s certification, the loan won’t close.
Refinancing
Refinancing into an FHA or VA loan triggers the same requirement — even if the home has been on the foundation for decades. Lenders need the current engineer’s stamp, not an older one.
Selling a Manufactured Home
If the buyer is using FHA, VA, or USDA financing, the lender will require this inspection. Many sellers order it up front to avoid closing delays — the report follows the home, not the buyer.
HUD 7584 Certification Required
The HUD 7584 form is the specific document lenders need. Only a licensed engineer can sign it. We complete the inspection, fill out the form, and provide the supporting report and photos.
Conversion to Real Property
Converting a manufactured home from personal property (titled) to real property (deeded) in Utah requires evidence the home is on a permanent foundation. Our report supports that conversion.
Mobile Home Inspectors Near Me
If your search led you here, you likely need more than a general home inspector — you need a licensed structural engineer who can sign the HUD 7584. That’s exactly what we do statewide in Utah.
What’s in the Engineer’s Report
Every structural engineer report for manufactured home we deliver in Utah includes the full set of items lenders, title companies, and HUD require. The report is built around the Permanent Foundations Guide for Manufactured Housing (PFGMH) — HUD’s reference standard — and includes:
- HUD 7584 Engineer’s Certification form, signed and stamped
- Foundation type identification — pier and beam, basement, crawl space, or slab
- PFGMH compliance statement for the specific foundation
- Anchoring and tie-down inspection — straps, anchors, footings
- Skirting and ventilation review per code
- Wheels, axles, and tongue removal verification (required for permanent status)
- Photographs of the foundation, anchors, skirting, and access points
- Property address and HUD tag / serial numbers
- Site grading and drainage observations
- Engineer’s stamp, signature, and Utah PE license number
If the foundation doesn’t meet PFGMH on initial inspection, we document the specific deficiencies and recommend the repairs needed to pass. After repairs are completed, we return for a re-inspection and issue the final certification.
The Manufactured Home Process in Utah
Why Lenders Require This in Utah
FHA, VA, and USDA all require that a manufactured home be on a permanent foundation built to HUD’s PFGMH standard — and they require a licensed engineer to certify it in writing. The certification protects the lender (and the borrower) by confirming the home is structurally sound and legally classified as real property. In Utah, that engineer must hold an active Professional Engineer (PE) license from the Utah Division of Occupational and Professional Licensing (DOPL).
Conventional lenders generally apply the same standard, though specific underwriting requirements vary by lender. If you’re unsure what your lender needs, ask them whether they require an “HUD 7584” or “permanent foundation engineer’s certification” — both refer to the same document.
What Counts as a “Permanent Foundation”
HUD’s PFGMH defines a permanent foundation as one that is:
- Constructed of durable materials (concrete, masonry, or treated wood)
- Site-built and attached to the home with anchoring straps and bolts
- Below the frost line, with proper footings
- Designed to resist wind, seismic, and frost-heave forces
- Free of wheels, axles, and the hitch / tongue assembly
- Properly skirted and ventilated
Most manufactured homes set on a pier-and-beam system with proper anchoring and skirting comply. Older homes with concrete-block piers and no anchor straps usually don’t — those need retrofit work before they pass.
Manufactured Home Buyers in Provo, Salt Lake, and Statewide
We perform foundation inspections on manufactured homes across Utah — from Provo and the Wasatch Front south through Utah County, Juab County, Sanpete County, and Sevier County, and outward to Davis, Weber, Tooele, Washington, and rural Utah. Travel costs to outlying counties are disclosed in every quote up front, with no hidden trip charges.
Our Inspection Process
Every FHA foundation inspection follows the same four-phase process. The exact timeline depends on scheduling and site conditions, but a typical job runs 3–7 business days from quote to delivered report.
Quote & Schedule
Send us the property address and any details you have (foundation type, home size, lender). We send a fixed-fee quote within 2–3 business hours and schedule the inspection — typically within a week.
On-Site Inspection
A licensed engineer or qualified inspector visits the property to examine the foundation, anchoring, skirting, ventilation, and grading. The visit also includes photo documentation and verification of HUD tags and serial numbers.
Report Preparation
Back at the office, we prepare the full report including the HUD 7584 form, PFGMH compliance statement, photo log, and supporting observations. The licensed PE reviews and stamps the final document.
Delivery to Your Lender
Stamped PDF report goes to you by email. We can send copies directly to your lender, title company, and realtor at your request. Paper copies by mail if needed.
Utah FHA Foundation Inspection Pricing
Pricing depends on home size, foundation type, and location. These are typical Ludlow Engineering ranges:
| Project Type | Typical Scope | Typical Price |
|---|---|---|
| Single-wide manufactured home | One section, pier-and-beam foundation | $475 – $625 |
| Double-wide manufactured home | Two sections, standard foundation | $575 – $750 |
| Triple-wide or larger | Three or more sections | $700 – $950 |
| Basement foundation | Full basement under manufactured home | $650 – $900 |
| Re-inspection (after repairs) | Return visit to verify deficiencies corrected | $200 – $375 |
| Rural / remote travel | Outside primary service area | + Travel quoted up front |
| Rush turnaround | Report delivered in 48 hours or less | + $150 – $300 |
All quotes are fixed-fee in writing. For situations where the foundation needs retrofit work before it can pass, see the FAQ below — we identify the specific deficiencies and recommend repairs, then return for a re-inspection at the reduced fee shown above.
Counties & Cities We Serve
From our Nephi office, our engineers and inspection crews work statewide. Most-served areas for FHA foundation inspections:
We also serve Juab, Millard, Wasatch, Carbon, Iron, Washington, Tooele, Davis, and Weber counties, plus rural areas across the state. Travel costs to outlying Utah counties are disclosed in every quote up front.
Frequently Asked Questions
How much does an FHA foundation inspection cost in Utah?
Most FHA foundation inspections in Utah cost between $475 and $850. Single-wide homes run $475–$625; double-wides run $575–$750; triple-wides and basement foundations run higher. Re-inspections after repair work are $200–$375. See our pricing table above for the full breakdown.
How long does the inspection take?
The on-site visit itself is typically 45–90 minutes. The full process — from quote through delivered stamped report — runs 3–7 business days. If you’re under closing pressure, rush turnaround (48 hours or less) is available for an added fee. Tell us your closing date when you request a quote and we’ll work backward from it.
Who can legally sign an HUD 7584 in Utah?
Only a licensed Professional Engineer (PE) with an active Utah license from the Utah Division of Occupational and Professional Licensing (DOPL). General home inspectors, real estate inspectors, and contractors are not authorized to sign the HUD 7584. Every Ludlow Engineering report is stamped and signed by a Utah-licensed PE.
What’s the difference between this page and your other FHA inspection page?
This page covers Utah-specific FHA foundation inspections and the manufactured home process in Utah. Our FHA Foundation Inspections service page covers the broader FHA inspection process, scope, and standards in more detail. Pricing, scheduling, and the engineer-stamped report are the same — the two pages just answer different questions.
What if my foundation doesn’t pass the first inspection?
If we find deficiencies on the initial inspection, we document each one specifically — anchor straps missing, skirting gaps, ventilation, grading issues, etc. — and recommend the repairs needed to pass. Most issues can be corrected by a foundation or skirting contractor for a few hundred to a few thousand dollars. After repairs are complete, we return for a re-inspection at the reduced fee shown in the pricing table, and issue the final certification.
Do I need this for a VA or USDA loan?
Yes. The VA and USDA both reference the same HUD PFGMH standard as FHA, and both require an engineer-stamped certification that the manufactured home is on a permanent foundation. The HUD 7584 form is accepted by all three loan programs. Most conventional lenders require the same certification too.
Does this inspection cover the whole home like a general home inspector?
No. An FHA foundation inspection is specifically a structural / foundation review by a licensed engineer. It does not cover the home’s HVAC, plumbing, electrical, appliances, roof condition, or interior — those are the scope of a general home inspector. Most buyers hire both: a general home inspector for the home itself, and us for the foundation certification the lender requires.
My home was already on this foundation for 20 years — do I still need this?
Yes, almost always. The certification is tied to the loan transaction, not the home. Even if the home has been on the foundation for decades, an FHA, VA, or USDA refinance or sale will require a current engineer’s stamp. The previous certification from when the home was originally placed (if there even was one) won’t satisfy the new lender.
Can the inspection support converting my manufactured home to real property?
Yes. In Utah, converting a manufactured home from titled personal property to deeded real property requires documentation that the home is on a permanent foundation with wheels, axles, and tongue removed. Our report includes all of that evidence and is regularly used to support the conversion paperwork filed with the county recorder.
What information do I need to provide to get a quote?
Just the property address, the home’s size (single-wide, double-wide, etc.), and your target closing or refinance date. If you know the foundation type (pier-and-beam, basement, slab), that helps too — but we can confirm it on site. We send a fixed-fee quote within 2–3 business hours.
Do you serve property outside central Utah?
Yes — we serve the entire state from our Nephi office. We regularly perform FHA foundation inspections across the Wasatch Front, Utah County, central and southern Utah, and rural areas statewide. Travel costs to outlying counties are reflected in the quote up front, so there are no surprises on the invoice.